20% of Homes See Price Cuts (Sellers Face Reality) | Oct. 2026 Housing Market Update
Seller desperation just hit a recent peak, creating a major buying opportunity in the housing market.
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BiggerPockets Blog reports that seller desperation has reached a recent peak, with more than one in five properties taking a price cut in the past four weeks. That level of repricing signals a market where owners who need to move are accepting less than they hoped, which in turn creates openings for buyers who can move decisively. The dynamic is straightforward: more negotiable listings, more room at the table.
For investors watching this shift, the question becomes how to finance a purchase when the opportunity window is tied to someone else's urgency. loantrust.ai works in that space directly, structuring loans around the property's cash flow through DSCR programs rather than the borrower's personal income, and offering bridge, fix-and-flip, and bank-statement options for self-employed borrowers who may not fit standard boxes. One licensed MLO packages each file start to finish, which means the same person fielding the strategy questions is the one assembling the submission, not a call center passing paperwork down a queue.
A market with widespread price cuts rewards preparation over speed for its own sake. The investors positioned to act are the ones who have already lined up financing that matches how they actually earn and how the deal itself performs. That alignment between loan structure and market moment is what turns a headline about seller discounting into a portfolio addition.
Source: BiggerPockets Blog, “20% of Homes See Price Cuts (Sellers Face Reality) | Oct. 2026 Housing Market Update”. Read the original →
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Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.