Educational BREAKING — National Mortgage News reports that mortgage originators left $41 billion in VA-guaranteed loan volume on the table in 2025, according to Veterans United, a gap that widened by nearly $3 billion from the previous year. That missed volume suggests a disconnect between eligible veterans and the originators
Educational NAHB Eye on Housing reports that household debt delinquencies climbed in the third quarter of 2026, with the Federal Reserve Bank of New York finding that roughly 5.0% of outstanding household debt balances had entered some stage of delinquency. Both the share of delinquent balances and the pace
Educational BREAKING — National Mortgage News reports that rising home equity is driving more divorce buyouts, and lenders who want to win that business need to move early on preapproval for the spouse keeping the house, carefully time support income, and structure the loan as a limited cash-out refinance to
Educational Mortgage applications rose 6.2% this past week, according to Realtor.com News, as interest rates declined for the fourth consecutive week. The sustained downward drift in rates appears to be drawing more borrowers off the sidelines and back into the application pipeline. For real estate investors and self-
Educational HousingWire used Veterans Day to spotlight two Texas families who were promised mortgage-free homes, using their stories to frame housing affordability as a test of leadership for the industry at large. The piece suggests that progress on affordability is not merely a policy challenge but a measure of
Educational Scotsman Guide reports that mortgage lending conditions loosened slightly in October even as interest rates climbed higher, with lenders showing renewed interest in adjustable-rate mortgages and jumbo products. This shift suggests that originators are adapting their offerings to keep borrowers in the market despite the rate environment, rather
Educational HousingWire reports that homebuilders and their partners are marking Veterans Day with a slate of initiatives aimed at military families, including purchase discounts, mortgage-free home donations, and workforce development programs. The efforts reflect a broader recognition within the residential construction sector that veterans represent both a population with
Educational Scotsman Guide reports that mortgage rates are likely to remain above 7% come January, leaving the aftermath of the recent rate surge for Democratic leadership in Congress to address. The October rate-lock data reveals the damage already done, with borrowers who secured financing earlier in the year now
Waller raises possibility of a 50-basis-point hike in December The post A jumbo Fed rate hike is on the table, top official says appeared first on Scotsman Guide .
Even in a bitterly divided Washington, DC, Democrats and Republicans both understand Americans are broadly worried about the cost of living.
Educational Realtor.com News reports that surging mortgage rates have left most homeowners locked in to low monthly payments, but Midwest and Southern markets still offer an escape. The dynamic is familiar: as rates climb, the cost of trading up or relocating rises sharply, and households who refinanced or purchased