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A military spouse’s advice for serving veteran homebuyers
loantrust.ai

A military spouse’s advice for serving veteran homebuyers

Educational HousingWire reports that 55 percent of veteran homebuyers used VA financing in 2025, with eligibility that extends beyond a single use. The piece, framed through the experience of a military spouse, underscores a practical reality for service members and their families: the VA benefit is not a one-time

Hans Michel/ / 2 min read
The 0% Down Mortgage Perk That Fast-Tracks Homeownership by 4 Years
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The 0% Down Mortgage Perk That Fast-Tracks Homeownership by 4 Years

Educational Realtor.com News reports that new research shows buyers could purchase a home four years sooner through certain zero-down mortgage options, a finding that echoes across generations as one father and son each used VA loans decades apart to clear the financial barriers that typically delay ownership. The

Hans Michel/ / 2 min read
Reverse mortgage leaders on alleviating sales and referral pain points
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Reverse mortgage leaders on alleviating sales and referral pain points

Educational HousingWire reports that a panel of reverse mortgage specialists, including industry veterans Dan Hultquist, John Luddy, and Scott Harmes alongside financial adviser Ryan Ponsford, convened at an NRMLA event to discuss persistent friction in sales workflows and referral relationships. The conversation centered on practical pain points that stall originations

Hans Michel/ / 2 min read
Title giants shrug off waiver as FHFA readies expansion
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Title giants shrug off waiver as FHFA readies expansion

Educational BREAKING — National Mortgage News reports that the five publicly traded title underwriters posted lower profits this quarter, with open orders down as elevated interest rates continued to suppress mortgage origination volume. The slump in refinances and purchase activity has rippled through the title insurance sector, where revenue depends directly

Hans Michel/ / 2 min read
Rising appraisal defects signals likely stress for lenders
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Rising appraisal defects signals likely stress for lenders

Educational BREAKING — National Mortgage News reports that appraisal-related findings in loan files surged more than 38% in the second quarter, even as the overall defect rate ticked down by seven basis points. That divergence suggests lenders are catching more valuation problems before they close, yet the volume of those

Hans Michel/ / 1 min read
Servicers need to watch young borrowers during holidays
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Servicers need to watch young borrowers during holidays

Educational BREAKING — National Mortgage News reports that nearly half of Gen Z borrowers have delayed or skipped a rent or mortgage payment to afford holiday spending, according to a survey from Accredited Debt Relief. The finding surfaces at a moment when seasonal pressure on household budgets collides with already stretched

Hans Michel/ / 2 min read
Mortgage rates ease as buyers gain leverage with concessions, ARMs
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Mortgage rates ease as buyers gain leverage with concessions, ARMs

Educational HousingWire reported Tuesday that 30-year fixed-rate mortgages averaged 7.35%, a modest easing that shifts the dynamics between buyers and sellers. With rates retreating slightly from recent peaks, purchasers are finding themselves with renewed negotiating power, increasingly securing seller concessions and exploring adjustable-rate mortgages as tools

Hans Michel/ / 2 min read
Davidson Homes, loanDepot launch in-house mortgage JV
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Davidson Homes, loanDepot launch in-house mortgage JV

Educational HousingWire reports that Davidson Homes and loanDepot have formed a mortgage joint venture that embeds financing directly into the builder's sales process, giving the regional homebuilder an in-house lending option for its buyers. The arrangement folds the mortgage function into the same workflow where customers choose

Hans Michel/ / 2 min read