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October 2026 CPI: Inflation Firms, December Fed Hike Looms
October’s CPI came in a touch hotter than consensus, with headline up 0.4% and core up 0.3% month over month.
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Top Biden economist pitches $1,000 down for first-time buyers
A top Biden administration economic official is pitching Democrats on a low-down-payment proposal to bring millions of new homebuyers into the market, as incoming congressional leaders take stock of…
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ARM share reaches record high as October mortgage locks fall 19%
Educational BREAKING — Mortgage Professional America reported that adjustable-rate mortgage share has climbed to a record high while October mortgage locks fell 19 percent overall, according to data from Optimal Blue. The same data showed FHA gaining market share and first-time buyers accounting for 45 percent of conforming purchase
![Cash-Out Refinance | Requirements & Limits [current_year]](https://storage.ghost.io/c/4e/42/4e42d023-7ad9-4005-a743-8802996bb6ee/content/images/size/w750/2026/08/hero-7f5d3120bb.jpg)
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Cash-Out Refinance | Requirements & Limits [current_year]
Educational The Mortgage Reports has published a guide to cash-out refinancing, walking through how these loans function alongside their requirements and prevailing rates. The piece arrives as homeowners continue weighing whether tapping equity makes sense against the backdrop of a shifting rate environment. For property investors and self-employed
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Rising mortgage payments push down pending sales in October
Educational Scotsman Guide reports that Zillow data shows a sharp pullback in homebuying activity last month, with rising mortgage payments pushing down pending sales in October. The pullback reflects how payment shock is reshaping buyer behavior at the contract stage, not just at initial search. For investors and self-employed
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Mortgage rates set to rise as October CPI tops forecasts
Educational BREAKING — Mortgage Professional America reports that mortgage rates are set to rise after October's Consumer Price Index came in above forecasts, with hotter-than-expected inflation data pushing the odds of a December rate hike to 85 percent. The fresh pressure on borrowing costs extends directly to
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Movement seeks $1.2M clawback: Vet signing bonus terms now
Educational BREAKING — National Mortgage News reports that Movement Mortgage is pursuing court confirmation of a $1.235 million arbitration award against two loan originators dismissed in 2023, a dispute that stretches back to earlier this decade and centers on veteran signing bonus agreements. The case illustrates how recruitment incentives in
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High rates forcing mortgage servicers to rethink their retention strategies
Educational Scotsman Guide reports that equity-driven refinance borrowers slipped through servicers' recapture efforts in the third quarter, according to ICE data, a signal that traditional retention playbooks are losing their edge in this rate environment. Mortgage servicers built their models around the assumption that homeowners with meaningful equity
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Las Vegas Inventory Hits Record High as Buyer Demand Sinks—but One Surprising Segment Defies the Slump
Educational Realtor.com News reports that Las Vegas listings reached a record high in October, with elevated mortgage rates dampening buyer demand across the metro area even as the luxury market continues to perform well. This divergence creates a specific landscape for investors and self-employed buyers who are still
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VA Loans in a High-Rate Market: Lower Down Payments, Lower Costs
Educational BREAKING — Realtor.com Research marked Veterans Day with a comparative look at how VA mortgage loans stack up against conforming products, weighing down payment thresholds, credit score expectations, and prevailing rates for military households. The analysis arrives at a moment when higher interest rates have made every basis point
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CRE's Lending War Rages On After The Fed's Hike, But A $19B Refi Gap Looms
Lenders are still cutting margins to win stabilized deals, while owners of maturing office and apartment loans are running out of road.