Cotality: mega investors retreated pre-ROAD act
Educational
BREAKING — National Mortgage News reports that mega investors, the smallest segment of non-owner occupied single family homebuyers, accounted for one-quarter of the unit drop in second quarter sales. This retreat by the largest institutional players marks a measurable shift in who is buying rental property and in what volume.
For individual investors watching this space, the pullback creates a different competitive landscape, one where financing strategy matters more than scale. loantrust.ai works directly in this segment, structuring DSCR loans that qualify on property cash flow rather than personal income, alongside fix and flip, bridge, new construction, and bank statement programs for self employed borrowers. One licensed MLO personally packages each file, not a call center operation.
When institutional capital steps back, the investors who remain need financing that moves at their pace and fits properties that may not conform to standard boxes. loantrust.ai operates as a dedicated partner in that process rather than a transactional pipeline, with programs built specifically for rental property, renovation, and ground-up construction. That structure becomes more relevant as the buyer pool rebalances and individual operators gain relative footing.
Source: National Mortgage News, “Cotality: mega investors retreated pre-ROAD act”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: get a written quote here
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.