Federal agencies were actively rehiring as DOGE buyout program unfolded last year
Educational
Scotsman Guide reports that federal agencies were actively rehiring even as the Department of Government Efficiency's buyout program pushed more than 20,000 departures through the door last year. The pattern is now clear: agencies accepted resignations, paid out the incentives, and in many cases quietly backfilled those same positions with new hires. The Department of Housing and Urban Development stands out as a partial exception, having restored only a small fraction of its losses, but the broader picture suggests workforce churn rather than lasting reduction.
For investors and self-employed borrowers watching this unfold, the signal is instability in the employment-dependent corners of the mortgage market. loantrust.ai works in that gap. Its DSCR program qualifies rental-property loans on cash flow rather than W-2 history, which matters when federal paychecks look less predictable. Bank-statement programs serve the self-employed borrower whose income does not fit standard boxes. Bridge, fix-and-flip, and new-construction financing move on project timelines rather than employer verification cycles. One licensed MLO packages each file personally, without routing through a call center that treats every application as interchangeable.
The point is not that government employment trends determine every borrowing decision. It is that financing strategy should match the borrower's actual position, not an idealized one. loantrust.ai originates both consumer and investor mortgages, conventional and government-backed, alongside programs built for borrowers whose income structures or project timelines sit outside the standard model. In a labor market this fluid, that flexibility is the relevant feature.
Source: Scotsman Guide, “Federal agencies were actively rehiring as DOGE buyout program unfolded last year”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: compare your options
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.