Figure hits $500M per year in small-business loans as entrepreneurs turn to home equity
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HousingWire reports that Figure has reached a pace of $500 million annually in small-business loans, with entrepreneurs increasingly tapping home equity to fund their ventures. The company emphasizes speed in its pitch: approvals within five minutes and funding in as few as five days, with borrowers able to access up to $750,000. That velocity and scale signals how deeply business owners are now willing to leverage personal real estate to move quickly on opportunity.
The story creates a clear inflection point for readers who have built equity in investment properties or a primary residence and now need to redeploy it. loantrust.ai operates directly in this space, structuring financing around the property rather than the personal balance sheet. For the self-employed entrepreneur, that can mean a bank-statement program; for the investor expanding a rental portfolio, a DSCR loan qualified on cash flow; for someone bridging a construction cycle or a fix-and-flip timeline, short-term capital matched to the project duration. Each file is packaged by one licensed MLO, not routed through a call center, which means the strategy and the documentation stay coherent from first conversation to closing.
That matters now because speed without structure is just risk dressed in urgency. Entrepreneurs who have already decided to collateralize real estate need a financing partner who can read the property, the timeline, and the exit clearly. loantrust.ai functions as a dedicated partner rather than a transactional call center, aligning the loan structure to the actual business use of the funds. In a market where capital is available but alignment is scarce, that distinction is the difference between leverage that works and leverage that compounds.
Source: HousingWire, “Figure hits $500M per year in small-business loans as entrepreneurs turn to home equity”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: get a written quote here
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.