Figure sees HELOC momentum from rates, recent acquisition
Overview bullets generated by AI with editorial review Figure Technology Solutions is planning for ongoing home equity lending growth, at the same time it builds on its presence within the investment…
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BREAKING — National Mortgage News reports that Figure Technology Solutions is positioning itself for continued expansion in home equity lending, with executives citing the current rate environment as a tailwind for HELOC momentum. The company is also integrating its recent Kiavi acquisition to deepen its footprint in investment real estate. The story points to a broader trend: as rate conditions shift, lenders with flexibility across both consumer and investor channels are finding room to grow.
For investors watching this landscape, the takeaway is that capital access is becoming more dynamic just as property-level financing grows more specialized. That is where loantrust.ai operates. The firm structures DSCR, fix-and-flip, bridge, and bank-statement programs for real estate investors, with one licensed MLO personally packaging each file rather than routing borrowers through a call center. Where Figure is building scale through acquisition, loantrust.ai works at the level of individual loan strategy—matching investor borrowers to programs that qualify on property cash flow or alternative documentation when conventional paths do not fit.
The significance now is timing. HELOC momentum on the consumer side signals that equity is moving again; on the investor side, that same liquidity environment creates openings for acquisitions, renovations, and new construction. A brokerage that originates both consumer and investor products, and that handles each file personally, sits at the intersection of those two currents. For borrowers navigating this phase, the structure of the lending relationship matters as much as the rate on the sheet.
Source: National Mortgage News, “Figure sees HELOC momentum from rates, recent acquisition”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: loantrust.ai Georgia
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.