Fintech Homa adds mortgage lending as AI competition heats up
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BREAKING — National Mortgage News reports that fintech company Homa has expanded into mortgage lending, a move that comes as artificial intelligence competition intensifies across the industry. The company, which completed full AI-driven closings earlier this year, claims it can return up to 2% of the purchase price to some buyers. That figure signals where automated origination is heading on the consumer purchase side.
For investors and self-employed borrowers watching this shift, the question is not whether AI will handle more of the process, but how to secure financing that still accounts for real-world complexity. loantrust.ai works in that space directly, structuring loans around property cash flow through DSCR programs, backing fix-and-flip and new-construction timelines with bridge financing, and qualifying self-employed borrowers through bank-statement documentation rather than W-2 history. One licensed MLO packages each file personally; there is no call center routing loans through rotating staff.
The Homa development matters because it accelerates pressure on traditional lenders to match speed, yet speed without flexibility leaves whole categories of borrowers underserved. Investors with multiple properties, builders needing construction draws, and entrepreneurs with non-standard income still need underwriters who can evaluate the deal itself, not just the applicant's tax-return profile. loantrust.ai operates as a dedicated partner in that gap, not as a transactional counterweight to the automation race.
Source: National Mortgage News, “Fintech Homa adds mortgage lending as AI competition heats up”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: mortgage brokerage in Atlanta
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.