Freddie Mac's loan acquisitions top Fannie's as rates rise
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BREAKING — National Mortgage News reports that Freddie Mac's loan acquisitions have topped Fannie's as interest rates rise, a notable shift given that Freddie carries a smaller outstanding portfolio overall. The story highlights that Freddie has grown more competitive specifically on the dollar volume of single-family mortgages it purchases, suggesting the agency is actively gaining market share in a tightening rate environment where every basis point and acquisition strategy matters.
For investors watching the GSEs jockey for position, the underlying signal is that conventional acquisition channels are becoming more crowded and rate-sensitive, which makes alternative financing structures worth a closer look. loantrust.ai works in this space by packaging DSCR loans, fix-and-flip and bridge products, bank-statement programs for self-employed borrowers, and new-construction and multifamily financing through a single licensed MLO who handles the file personally rather than routing it through a call center. The model is built for borrowers whose situations do not map neatly to standard agency boxes.
When the largest mortgage buyers in the market are shifting their acquisition posture, the ripple effects reach investors, landlords, and developers who need certainty of execution outside the conventional pipeline. A brokerage that originates both consumer and investor products, and that assigns one originator to shepherd each file, operates directly in this gap. That matters most when rates are moving and the window to close can narrow quickly.
Source: National Mortgage News, “Freddie Mac's loan acquisitions top Fannie's as rates rise”. Read the original →
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Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.