MBA raises rate forecast, slashes refinance outlook
The trade group’s latest projections have 10-year Treasurys yielding 4.7% through the end of 2027 The post MBA raises rate forecast, slashes refinance outlook appeared first on Scotsman Guide .
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Scotsman Guide reports that the Mortgage Bankers Association has revised its forecast, now projecting 10-year Treasury yields to hold at 4.7 percent through the end of 2027. The trade group also cut its outlook for refinancing activity, signaling that higher-rate conditions are settling in for a longer stay than many borrowers had anticipated. For anyone watching the rate cycle, this is a meaningful reset of expectations.
That extended plateau changes the math for investors and self-employed borrowers who have been waiting on the sidelines for a decisive drop. loantrust.ai works in that space with programs designed for exactly this kind of environment: DSCR loans that qualify on property cash flow rather than personal income, bank-statement programs for borrowers whose tax returns do not tell the full story, and bridge, fix-and-flip, and new-construction financing for investors moving on opportunity now rather than later. Every file is packaged by one licensed MLO, not routed through a call center, which means the strategy conversation stays consistent from first contact to closing.
The shift matters because patience has a cost. Capital tied up in waiting is capital not working in a property, and the refinance pipeline the MBA once expected is not coming to relieve the pressure. A financing approach built around investor cash flow, flexible documentation, and direct origination becomes more relevant the longer rates stay elevated. That is the situation this forecast creates, and it is the one loantrust.ai is structured to address.
Source: Scotsman Guide, “MBA raises rate forecast, slashes refinance outlook”. Read the original →
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