loantrust.ai/ / 2 min read

Mortgage applications rise 0.8%, ARM share now at 8%

Mortgage applications rise 0.8%, ARM share now at 8%
loantrust.ai — home, refinance and investor loans from one licensed MLO
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HousingWire reports that mortgage applications ticked up 0.8 percent last week, with purchase activity climbing 2 percent on a seasonally adjusted basis. The modest gain suggests borrowers are still stepping into the market despite rate uncertainty, and the shift toward adjustable-rate products indicates some are seeking flexibility on monthly payments.

For investors watching this environment, the question is how to move when conventional paths feel crowded or slow. loantrust.ai works with real estate investors on financing strategies that do not rely on standard income documentation, including DSCR loans sized to property cash flow, bank-statement programs for self-employed borrowers, and bridge, fix-and-flip, and new-construction products. Each file is packaged by one licensed MLO rather than routed through a call center, which means the structure of the loan is built around the specific deal and the borrower's position in it.

That structure matters when purchase activity is rising and competition for properties stiffens. An investor who can qualify on the strength of a rental's income, or who needs speed on a bridge or construction timeline, is not served well by one-size-fits-all underwriting. loantrust.ai operates directly in this space, with programs designed for the borrower whose personal tax returns do not tell the full story.


Source: HousingWire, “Mortgage applications rise 0.8%, ARM share now at 8%”. Read the original →

About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: compare your options

Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.

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