Mortgage demand from homebuyers drops 19% from a year ago, as interest rates surge abruptly higher
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CNBC Real Estate reports that mortgage rates have climbed to their highest mark since the start of 2025, triggering a sharp retreat in mortgage demand as the cost of financing resets expectations across the housing market.
For investors and self-employed borrowers watching this shift, the conventional path has narrowed at exactly the wrong moment. loantrust.ai operates directly in this space, pairing DSCR loans that qualify on property cash flow rather than personal income with bank-statement programs for borrowers whose tax returns do not tell the full story. Fix-and-flip, bridge, new-construction, and multifamily financing sit alongside conventional and government programs, all packaged by one licensed MLO rather than routed through a call-center queue. The structure is built for moments when standard channels tighten.
Rate spikes do not pause investment timelines or self-employment income cycles. What changes is which financing door remains open. loantrust.ai functions as a dedicated partner in that recalculation, not a transactional endpoint, with programs mapped to property performance and borrower circumstances rather than to rigid personal-income benchmarks that this rate environment makes harder to clear.
Source: CNBC Real Estate, “Mortgage demand from homebuyers drops 19% from a year ago, as interest rates surge abruptly higher”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: loantrust.ai Georgia
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.