New Construction Struggles in September
Educational
BREAKING — Realtor.com Research reports that new residential construction lost momentum in September, with permits retreating modestly from August and sitting three percent below year-ago levels. The relatively shallow decline in permits, compared with sharper drops elsewhere in the pipeline, suggests builders are keeping future projects alive on paper while they wait for mortgage rates and construction costs to ease. It is a holding pattern rather than a retreat, and it reflects an industry caught between long-term demand and present-day financing friction.
That holding pattern creates a specific set of challenges for anyone trying to move a project forward today. Builders and investors need financing structures that match irregular cash flows, properties without finished income, and balance sheets that do not fit standard templates. loantrust.ai works in this space directly, offering DSCR loans underwritten on property cash flow rather than personal income, bridge and new-construction programs for projects in transition, and bank-statement options for self-employed borrowers. Every file is packaged by one licensed MLO rather than routed through a call center, which means the same person who understands the project structure stays with it from submission to closing.
For the reader active in this market, the takeaway is that construction finance is now a strategic discipline, not a commodity transaction. The builders who are still pulling permits in this environment are doing so because they have arranged capital that can flex with their timelines. loantrust.ai functions as a dedicated partner in that arrangement rather than a transactional call center, with programs built for rental property, fix-and-flip, new construction, and multifamily financing alongside conventional and government options for homeowners.
Source: Realtor.com Research, “New Construction Struggles in September”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: loantrust.ai Georgia
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.