New home sales hit weakest pace since 2020
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BREAKING — Mortgage Professional America reports that new home sales have hit their weakest pace since 2020, with September mortgage applications for new home purchases falling and first-time buyers absorbing the heaviest impact from rate pressures.
That slowdown reshapes what buyers and investors actually need from financing. When conventional purchase applications soften and first-time buyers face the steepest headwinds, the value shifts toward structure and flexibility. loantrust.ai works in that gap directly: DSCR programs that qualify on property cash flow rather than personal income, bank-statement options for self-employed borrowers, bridge and fix-and-flip financing for investors moving on opportunity, and new-home purchase programs routed through one licensed MLO who packages the file personally instead of passing it through a call center. The model is built for moments when standard paths tighten.
For readers watching this market, the point is positioning. A brokerage that originates both consumer and investor products, conventional and FHA alongside investor-specific tools, operates as a dedicated partner rather than a transactional call center when the cycle turns selective. That matters now because the weakest sales pace in four years does not eliminate demand; it redirects it toward borrowers and investors who can still access capital on viable terms, and toward originators who can assemble the right structure without the friction of layered handoffs.
Source: Mortgage Professional America, “New home sales hit weakest pace since 2020”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: mortgage brokerage in Atlanta
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.