New home sales muddle through ‘choppy and challenging’ market
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HousingWire reports that new home sales are muddling through what the industry describes as a choppy and challenging market. The average price for a new home came in at $400,000 in September, while months of supply edged down to 8.4 even as buyer traffic weakened. That combination suggests builders are still working through inventory without a corresponding surge in demand, leaving the market in an uneven holding pattern.
For investors and self-employed borrowers watching this environment, the gap between listed supply and actual buyer activity creates a specific kind of opportunity, one that depends more on financing flexibility than on timing a perfect market bottom. loantrust.ai operates directly in this space, structuring loans around property cash flow through DSCR programs rather than personal income documentation, and offering bank-statement qualification for borrowers whose tax returns do not reflect their full earning capacity. Whether the strategy is a fix-and-flip, a bridge loan to acquire before repositioning, or a new-construction or multifamily hold, one licensed MLO packages the file from start to finish instead of routing it through a call center.
In a market where buyer traffic is soft but prices remain elevated, the investors who move are the ones who can underwrite quickly and close with certainty. That is the practical difference between a financing source that understands rental-property economics and one that treats every file as a standard retail mortgage. loantrust.ai functions as a dedicated partner rather than a transactional call center, which matters when the margin on a deal depends on whether the loan funds before the next rate shift or inventory adjustment.
Source: HousingWire, “New home sales muddle through ‘choppy and challenging’ market”. Read the original →
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Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.