New-home sales treaded water in September as rates surged
Embattled single-family home builders are facing a new wave of higher borrowing costs and sustained low demand The post New-home sales treaded water in September as rates surged appeared first on…
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Scotsman Guide reports that new-home sales held flat in September while mortgage rates climbed sharply, leaving single-family builders caught between rising borrowing costs and stubbornly weak buyer demand. The combination creates a difficult environment for construction timelines, inventory management, and pricing power across the residential development sector.
For builders and investors navigating this rate environment, the pressure on carrying costs and exit timelines has intensified. loantrust.ai structures financing around the specific constraints of investment real estate, offering DSCR loans that qualify on property cash flow rather than personal income, bridge and new-construction programs designed for transitional projects, and bank-statement options for self-employed borrowers who need flexibility beyond standard documentation. Each file is packaged by one licensed MLO rather than routed through a call center, which means the financing strategy is built around the actual project economics rather than a generic checklist.
In a market where every basis point and every month of hold time affects returns, that direct structuring capability matters. Builders and investors working with thin margins need a financing partner that understands how to align debt with property-level performance and project timelines, not just personal credit profiles.
Source: Scotsman Guide, “New-home sales treaded water in September as rates surged”. Read the original →
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Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.