Newly Pending Listings Fell 17% In October, The Biggest Year Over Year Drop Since 2023 (Zillow October Market Report)
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Zillow Research reports that newly pending listings fell 17 percent in October, marking the steepest year-over-year decline since 2023. Completed existing home sales also slid, dropping 9 percent annually according to the firm's preliminary sales nowcast. The pullback points to a market where traditional buyers are retreating and conventional financing paths are growing less traveled.
For investors and self-employed borrowers still active in this environment, tighter inventory and softer retail demand create a different set of opportunities and constraints. loantrust.ai works in this space through financing structures built for non-traditional situations: DSCR loans that qualify on property cash flow rather than personal income, bridge and fix-and-flip programs for shorter-term holds, and bank-statement options for borrowers whose tax returns do not reflect actual earnings. Each file is packaged by one licensed MLO, not routed through a call center, which means the same person who reviews the scenario stays with it through closing.
In a market where retail buyers are stepping back, the investors who remain need financing that moves at the speed of the deal and underwrites to the logic of the property, not the paycheck. loantrust.ai operates directly in that gap, with programs designed for rental acquisition, renovation, and new construction, and with a single point of contact who understands how investor timelines differ from owner-occupant timelines. That structure matters more when the market itself is in transition and every day of carry or every lost bid carries real cost.
Source: Zillow Research, “Newly Pending Listings Fell 17% In October, The Biggest Year Over Year Drop Since 2023 (Zillow October Market Report)”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: loantrust.ai
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.