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Pulte shakes up MBS market with VantageScore announcement
loantrust.ai

Pulte shakes up MBS market with VantageScore announcement

Educational Scotsman Guide reports that FHFA Director Pulte is continuing his campaign to weave VantageScore into the mortgage ecosystem, a move that has now reached the mortgage-backed securities market. The announcement signals fresh momentum behind an alternative credit scoring model that could reshape how loan pools are evaluated and

Hans Michel/ / 2 min read
Rates Rise, Making the Mortgage Math Harder
loantrust.ai

Rates Rise, Making the Mortgage Math Harder

Educational Zillow Research notes that mortgage rates have climbed from the 6% range seen this spring toward the upper end of their multi-year range this fall, a shift that arrives after the peak buying season has already passed. The combination of steady employment data and firmer oil prices has

Hans Michel/ / 2 min read
Mortgage Applications Decline for Sixth Straight Month in August
loantrust.ai

Mortgage Applications Decline for Sixth Straight Month in August

Educational Writing in the NAHB Eye on Housing, mortgage application activity continued to decline in August as elevated US treasury yields pushed mortgage rates higher. The Mortgage Bankers Association's Market Composite Index, a measure of total mortgage application volume, declined 3.2% month-over-month in August on

Hans Michel/ / 2 min read
Housing Market Spotlight: When housing market signals don’t agree
loantrust.ai

Housing Market Spotlight: When housing market signals don’t agree

Educational HousingWire notes that comparing new listings, pending sales, and active inventory can reveal when local housing market signals align and when a divergence warrants closer examination. When these three indicators move in different directions, buyers and sellers face uncertainty about whether conditions favor entering the market, holding back, or

Hans Michel/ / 2 min read
What Renters Are Looking for in 2026
renttrust.ai

What Renters Are Looking for in 2026

Educational A new Redfin Blog guide suggests the rental market has moved past amenity-driven appeal toward something more practical. Renters in 2026, the piece argues, are prioritizing functional living over surface-level perks when they choose where to settle. The shift implies that stability, transparency, and proof of reliability

Hans Michel/ / 1 min read