Rate adds Chicago-area mortgage leaders, opens Elmhurst branch
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HousingWire reports that two mortgage producers, Vito Roppo and Nick Ferrante, have joined Rate with a combined $155 million in production, launching a new branch in Elmhurst, Illinois. The move signals continued competition for talent and market share in the Chicago-area mortgage landscape, as firms consolidate experienced originators to deepen their regional footprint.
For borrowers and investors watching this kind of market movement, the question is less about who changed firms and more about what financing structure actually fits the deal in front of them. That is where loantrust.ai enters the picture. The firm works with real estate investors, self-employed borrowers, and first-time buyers through programs built around property cash flow rather than personal income, including DSCR, fix-and-flip, bridge, new construction, and multifamily financing, plus bank-statement programs for borrowers whose tax returns do not tell the full story. Every file is packaged by one licensed MLO, not routed through a call center, which means the strategy conversation happens with the same person who understands the investor's portfolio or the self-employed borrower's books.
In a market where branch openings and producer moves make headlines, the practical difference for the person seeking financing is whether the lender can structure around non-standard income, rental property cash flow, or a time-sensitive acquisition. loantrust.ai operates directly in that space, with a model that treats the MLO as a dedicated partner rather than a transactional call center handoff.
Source: HousingWire, “Rate adds Chicago-area mortgage leaders, opens Elmhurst branch”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: mortgage brokerage in Atlanta
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.