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Existing Home Sales Hit 16-year Low
loantrust.ai

Existing Home Sales Hit 16-year Low

Educational BREAKING — Realtor.com Research reports that existing home sales fell to 3.75 million in October, the weakest reading since August 2010 when sales hit 3.68 million. The monthly drop of 5.5% from September's downwardly revised 3.97 million pace, and the 8.8% year-

Hans Michel/ / 2 min read
Home prices slide for fourth straight week as mortgage payments ease
loantrust.ai

Home prices slide for fourth straight week as mortgage payments ease

Educational BREAKING — Mortgage Professional America reports that home prices have now fallen for four consecutive weeks, with Redfin data showing the median sale price down 0.9% year over year as monthly mortgage costs have retreated to a six-week low. The downward price pressure, combined with slightly more manageable

Hans Michel/ / 2 min read
Why non-QM is keeping top mortgage brokers in business
loantrust.ai

Why non-QM is keeping top mortgage brokers in business

Educational BREAKING — Mortgage Professional America reports that experienced mortgage brokers are staying competitive by turning to non-qualified mortgage products when conventional agency financing falls short. The outlet spoke with two veteran originators who described how bank statement loans and debt-service-coverage-ratio financing have become essential tools for

Hans Michel/ / 2 min read
Where the VA mortgage opportunities are in the US
loantrust.ai

Where the VA mortgage opportunities are in the US

Educational BREAKING — National Mortgage News reports that mortgage originators left $41 billion in VA-guaranteed loan volume on the table in 2025, according to Veterans United, a gap that widened by nearly $3 billion from the previous year. That missed volume suggests a disconnect between eligible veterans and the originators

Hans Michel/ / 2 min read
3 ways lenders can keep a divorce refinance on track
loantrust.ai

3 ways lenders can keep a divorce refinance on track

Educational BREAKING — National Mortgage News reports that rising home equity is driving more divorce buyouts, and lenders who want to win that business need to move early on preapproval for the spouse keeping the house, carefully time support income, and structure the loan as a limited cash-out refinance to

Hans Michel/ / 2 min read