loantrust.ai
In-Law Suite and ADU Financing: HELOC vs. Cash-Out Refinance vs. Construction Loan
Building an in-law suite or ADU for a parent?
loantrust.ai
In this section
612 posts
loantrust.ai
Inheriting a Reverse Mortgage: Should You Pay It Off, Refinance, or Sell?
Inherited a home with a reverse mortgage?
loantrust.ai
Buying Your Parents’ House to Fund Their Care: Smart Move or Tax and Medicaid Trap?
Educational The Mortgage Reports recently examined a scenario growing more common as Americans age: adult children purchasing their parents' home at market value and renting it back to generate cash for elder care. The arrangement, while emotionally and practically appealing on its surface, sits at a complicated intersection of
loantrust.ai
US 10-year breaches 5% as inflation, supply worries mount
The yield, a benchmark for mortgages and bonds, rose almost 5 basis points to as high as 5.01%, before pulling back to around 4.99% at 4:10 p.m. EDT Monday.
loantrust.ai
Homeowner sues Rocket Mortgage over disputed vacancy entry at occupied home
Educational BREAKING — Mortgage Professional America reports that a homeowner has filed suit against Rocket Mortgage after a vendor secured and winterized a property that remained furnished and occupied. The incident raises familiar questions about how servicers verify occupancy status before dispatching third parties to enter homes, change locks, or shut
loantrust.ai
Flock cameras changing due diligence for agents, homebuyers
Educational HousingWire reports that Flock cameras are reshaping due diligence for real estate agents and homebuyers, yet the governance structures meant to oversee them are lagging behind. HOA documents, in particular, remain outdated when it comes to addressing the use of Flock and comparable surveillance technology. This gap between rapid
loantrust.ai
Preapproval key as buyers near sweet spot in a tough market
Homebuyers who are preapproved have the best opportunity to take advantage of fall discounts, giving lenders an opportunity to roll out marketing around this.
loantrust.ai
Post-crisis mortgage rules are locking creditworthy buyers out
Millions of Americans can afford a home — so why won't the system let them borrow for one?
loantrust.ai
South River CEO Tyler Plack on reverse mortgage technology and origination strategies
Educational HousingWire reports that South River's new CEO, Tyler Plack, is steering the reverse mortgage lender through a technology-driven overhaul that has cut quality-control findings by three-quarters. The story frames this as part of a broader reshaping of reverse lending, where automation and digital workflow
loantrust.ai
Chase offers 25-bps mortgage rate discount through Oct. 4
Educational HousingWire reports that Chase Home Lending is running a limited-time promotion, discounting mortgage rates by up to 0.25 percentage points from September 14 through October 4 for eligible purchase and refinance borrowers across the country. For borrowers who miss that window, or whose financing needs fall outside
loantrust.ai
Mortgage Rates Are at 15-Month Highs—but Waiting To Buy May Backfire, Study Finds
While potential buyers often wait for high rates to fall, buying immediately resulted in a better outcome in 61% of scenarios.
loantrust.ai
Non-QM issuance estimates boosted due to investor demand
Educational BREAKING — National Mortgage News reports that Bank of America has revised its non-qualified mortgage issuance forecast upward, driven by strong investor appetite for non-agency securities. Insurers in particular have been active buyers of these instruments, signaling renewed confidence in mortgage credit that falls outside the qualified-mortgage