Takeaway: A higher-than-expected inflation report has markets anticipating a Fed rate hike next Wednesday, but there’s more room than usual for markets to be surprised.
The yield on 10-year notes has climbed almost 20 basis points this week to trade just below the psychologically-important level, which may attract dip buyers but also risks triggering further selling…
Mortgage points surged as rates rose.
Educational Scotsman Guide reports that mortgage rates have climbed to their highest level in 15 months, driven upward by Treasury yields that show no sign of relenting. The surge traces back to climbing oil prices and renewed inflation anxiety, a combination that leaves prospective homebuyers facing steeper monthly payments just
Educational A recent NYT Real Estate feature follows a Portland television stylist and costume designer who set out to buy a home with a $540,000 budget. The complication, familiar to many in creative fields, was proving mortgage-worthy on freelance income. Lenders typically want W-2 stability; gig and
Educational Scotsman Guide reports that mortgage credit availability pulled back in August after a stronger July, with the Mortgage Bankers Association attributing the modest decline to a retreat in the jumbo loan segment. The fluctuation suggests that access to financing remains uneven across different borrower categories, with certain loan types
Ever wonder how much it would cost to buy a historical mansion like the one in "Practical Magic"? Here's the mortgage payment to expect.
Educational BREAKING — National Mortgage News reported last week that Sypher Capital Management has publicly launched an independent comparison site for bitcoin-backed loans and mortgages. The move adds another digital entry point where potential borrowers can evaluate crypto-collateralized lending options before connecting with actual originators. For an industry already
Educational BREAKING — National Mortgage News reports that existing home sales have fallen to their weakest pace in more than a year, with contract closings dropping 2 percent to an annualized rate of 3.98 million in August, according to data released Thursday by the National Association of Realtors. The decline
Educational BREAKING — Mortgage Professional America reports that homebuying costs have climbed back to levels not seen in more than a year, a shift that is pushing prospective buyers to the sidelines and leaving sellers to absorb the consequences. The dynamic is straightforward: as monthly carrying costs rise, affordability tightens, and
Educational BREAKING — National Mortgage News reports that wholesale rate sheets have repriced higher amid bond turmoil, leaving mortgage originators to sort through what rising 10-year Treasury yields mean for both immediate pricing and longer-term housing market conditions. The shift forces a recalculation across the industry, with professionals now
![Cash-Out Refinance | Requirements & Limits [current_year]](https://storage.ghost.io/c/4e/42/4e42d023-7ad9-4005-a743-8802996bb6ee/content/images/size/w750/2026/08/hero-7f5d3120bb.jpg)
Educational The Mortgage Reports has published a guide covering the mechanics of cash-out refinancing, including the requirements borrowers must meet and the rates currently available. A cash-out refinance replaces an existing mortgage with a larger loan, allowing the borrower to pocket the difference in liquid funds. The guide