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The housing market your clients think they know no longer exists
loantrust.ai

The housing market your clients think they know no longer exists

Educational BREAKING — Mortgage Professional America reports that the gap between winning and losing housing markets is widening fast, according to new data from Cotality. What once looked like a single national housing narrative has splintered into sharply divergent local realities, leaving buyers and sellers operating on outdated assumptions about how

Hans Michel/ / 2 min read
August home sales slip as mortgage rates hit year-long high
loantrust.ai

August home sales slip as mortgage rates hit year-long high

Educational BREAKING — Mortgage Professional America reports that August home sales retreated as mortgage rates climbed to their highest level in a year, with Zillow data showing closings fell on a year-over-year basis. Borrowing costs above 6.5% have pulled many prospective buyers out of the market, redirecting demand

Hans Michel/ / 2 min read
Fewer Investors Are Buying Homes as the Housing Market Shifts (Again)
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Fewer Investors Are Buying Homes as the Housing Market Shifts (Again)

Educational BiggerPockets Blog reports that investor activity in the housing market is thinning out, with cash buyers retreating and competition easing across many markets. Foreclosures are ticking up even as institutional and individual investors alike pull back, creating a landscape where the usual rush to acquire properties has given way

Hans Michel/ / 2 min read
August 2026 Hottest Housing Markets
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August 2026 Hottest Housing Markets

Educational BREAKING — Realtor.com Research's August 2026 ranking of the hottest housing markets placed Rockford, Illinois at the top of the list, marking its first return to the number-one position since December 2024. The ranking reflects sustained buyer interest and competitive conditions in markets that have drawn

Hans Michel/ / 2 min read
Home Equity Loans for Seniors: Options and Requirements
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Home Equity Loans for Seniors: Options and Requirements

Educational The Mortgage Reports is exploring whether seniors can qualify for home equity loans and how lenders evaluate Social Security income in that process, while also weighing home equity loans against HELOCs and reverse mortgages as alternative paths for older homeowners to access their property wealth. For seniors who find

Hans Michel/ / 2 min read
From the Editor: Why we launched Best Mortgage Companies to Work For
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From the Editor: Why we launched Best Mortgage Companies to Work For

Educational BREAKING — National Mortgage News has opened registration for its annual Best Mortgage Companies to Work For ranking, giving home finance firms until October 2nd to put themselves forward for consideration. The program spotlights employers that build strong workplace cultures in an industry where talent retention and operational quality often

Hans Michel/ / 2 min read
Cash-Out Refinance | Requirements & Limits [current_year]
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Cash-Out Refinance | Requirements & Limits [current_year]

Educational The Mortgage Reports has published a guide to cash-out refinancing, walking through how these loans function alongside the requirements and rates borrowers can expect. The piece arrives as homeowners continue to weigh whether tapping equity makes sense against the backdrop of shifting rate environments and tighter credit conditions.

Hans Michel/ / 2 min read
Florida’s housing market looks shaky. Orlando tells a more complicated story
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Florida’s housing market looks shaky. Orlando tells a more complicated story

Educational HousingWire reports that Florida's housing market looks shaky, with Orlando presenting a more complicated picture beneath the headline. For buyers outside the vacation segment, affordability remains a central concern, suggesting that traditional pathways to homeownership are narrowing even as certain segments of the market show uneven strength.

Hans Michel/ / 2 min read
Truss Financial scales hybrid model with new direct lending platform
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Truss Financial scales hybrid model with new direct lending platform

Educational HousingWire reports that Truss Financial is expanding its footprint in California by launching a direct lending platform, layering in-house non-QM underwriting onto its existing national wholesale network. The move represents a broader industry drift toward hybrid models that can retain control over credit decisions while still tapping

Hans Michel/ / 2 min read