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August 2026 Monthly Housing Trends: Price Cuts Catch Up, Pending Sales Turn Negative
August is always a slow month for housing, and this year got no help from the outside world.
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Mortgage Rate Shock Stalls Housing Market as 8-Month Growth Streak Collapses
Educational Realtor.com News reports that pending home sales in August dropped for the first time in eight months, a reversal that arrived alongside surging mortgage rates. The streak of growth that had persisted through much of 2024 has now broken, leaving buyers who entered the market during that run
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I asked seven AI engines for a mortgage recommendation. The results looked surprisingly old-school.
Educational HousingWire recently tested how seven AI platforms would respond to a straightforward mortgage query in Knoxville, and the results exposed a familiar pattern: the engines surfaced lenders with polished city pages and strong SEO footprints, yet many lacked any genuine local presence or understanding of the borrower's
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The property tax trap hiding in your real estate underwriting
Educational HousingWire recently flagged a growing concern in real estate underwriting: the failure to distinguish between a property's current tax burden and its stabilized tax burden after reassessment. Many underwriters treat today's tax bill as a static line item, but local reassessment rules can trigger sharp
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Rising bond yields drive lenders to adjust priorities
Educational BREAKING — National Mortgage News reports that the 10-year Treasury yield has reached a 19-month high, and mortgage industry executives are now preparing for an unusually difficult end to the year. When benchmark yields climb, the cost of capital follows, squeezing margins and forcing lenders to reconsider which
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Rocket Pro to build 3 mortgage tech tools pitched by brokers
Educational HousingWire reports that Rocket Pro is developing three mortgage technology tools that originated from ideas submitted by brokers through its Big Pitch contest. The company presented prototypes of these broker-pitched solutions, signaling an industry push to build technology from the ground up with input from the professionals who
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Mortgage overpayment is worst where homes already cost the most
Educational BREAKING — Mortgage Professional America reports that new Bankrate data shows LA homebuyers lose $8,139 a year to preventable costs, with most major metro borrowers affected. The finding that mortgage overpayment hits hardest where home prices are already elevated suggests a geographic penalty layered on top of affordability strain,
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Stewart deepens servicing involvement with new acquisitions
Educational BREAKING — National Mortgage News reports that Stewart has deepened its push into mortgage servicing through back-to-back acquisitions, first picking up the Mortgage Contracting Services division from MCS and now adding a title search company and its affiliate. The moves signal a broader consolidation play in the real-
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Candor rolls out mortgage document intelligence tool built for GSE AI requirements
Educational HousingWire reports that Candor has introduced a mortgage document intelligence tool engineered to satisfy Fannie Mae and Freddie Mac AI guidance, with the stated aims of cutting processor rework, compressing cycle times, and enabling scale without expanding staff. The move reflects a broader push across the industry to automate
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Unlicensed vendor fines highlight third-party buyback risks
Educational BREAKING — National Mortgage News reports that workforce solutions firm 3N Performance entered into a Washington consent order after regulators found it had been processing and underwriting loans without proper licensing. The case centers on a vendor operating in the mortgage pipeline without the credentials that states require, exposing lenders
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HomeServices’ Chris Kelly says mortgage servicing is real estate’s new lead engine
Educational HousingWire reports that HomeServices' Chris Kelly is framing mortgage servicing as real estate's emerging lead engine, with executives emphasizing how servicing portfolios help preserve agent relationships and create recurring touchpoints that can surface refi or move-up intent. The logic is straightforward: a borrower who stays
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Mortgage rates jump after Warsh’s Jackson Hole remarks
Pivot Financial cites Treasury buybacks and inflation risk as factors that could keep MBS spreads wide