Educational HousingWire reports that mortgage rates have climbed to 6.87%, with higher oil prices adding pressure and the combined risks of tariff developments and jobs data threatening to push rates past 7% for the first time this year. That threshold, once a distant concern, now sits within reach of
Educational Redfin News reports that mortgage rates could see significant volatility in the coming two weeks as markets position for the September 16th Federal Reserve meeting, with Chair Warsh's recent Jackson Hole remarks having put a rate hike back into consideration. The path ahead now hinges on incoming
Educational Realtor.com News notes that down payments on a home loan can range from 0% to 20% or more, depending on the loan type, the property, and a buyer's credit and finances. That spread leaves a lot of room for uncertainty, especially for buyers who have been
Six main types of home loans cover most potential buyers: conventional, FHA, VA, USDA, adjustable-rate, and jumbo.
Ospina says a first-time buyer book built on busting this myth shows what's possible
Qualifying for a mortgage comes down to three things a lender checks closely when you apply: credit, income, and debt.
The expectation had been for falling rates this year, but the war with Iran and its resulting rise in oil prices upended that.
Educational BREAKING — National Mortgage News reports that new rental limits under the ROAD Act are expected to improve the credit profile of single-family rental loans, according to analysis from Morningstar DBRS. The change points toward expanded opportunity in the build-to-rent segment, where institutional and private lenders have
Educational NAHB Eye on Housing reports that household debt delinquency rates stabilized in the second quarter of 2026, with the overall share of delinquent balances edging lower and transitions into serious delinquency falling for a second straight quarter. The Federal Reserve Bank of New York's latest Quarterly Report
Educational Scotsman Guide reports that First American is downplaying foreclosure risks even as home prices soften, pointing to low unemployment and record homeowner equity as buffers against widespread borrower distress. The underlying logic is straightforward: borrowers with jobs and substantial equity cushions are less likely to default, and those who
Educational The Mortgage Reports is drawing a useful distinction between second mortgages and home equity loans, clarifying when a home equity loan actually sits in second-lien position and how borrowers might weigh that product against HELOCs or cash-out refinancing. The piece speaks to homeowners who have built equity
Educational NYT Real Estate profiles a personal stylist and costume designer in Portland, Ore., who is navigating the housing market with a $540,000 budget. The story centers on a familiar tension for creative professionals: building a mortgage-ready profile when income arrives through freelance channels rather than a single