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NAR sees pent-up demand waiting on lower mortgage rates, better sentiment
Yun cites 350M population and 159M payroll jobs, yet sales track near 4M, well below 2000 levels
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Mortgage rates fell and demand steadied as inventory dipped
Educational HousingWire reports that mortgage rates fell and demand steadied even as inventory tightened to 902,740 units, while spreads widened to 2.27% — a gap that, if it reverted to 2026 lows, would imply rates around 6.72%. The combination of steadier demand and shrinking supply suggests borrowers are
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‘The American Dream Has an Address’—and Both Parties Are on Notice, Strategists Say
Educational Realtor.com News reports that veteran strategists Donna Brazile and Shermichael Singleton are warning both political parties that housing affordability has become an electoral force that will not be ignored. After Democrats' midterm sweep, the message is clear: voters across the spectrum are sending a signal that the
![Cash-Out Refinance | Requirements & Limits [current_year]](https://storage.ghost.io/c/4e/42/4e42d023-7ad9-4005-a743-8802996bb6ee/content/images/size/w750/2026/08/hero-7f5d3120bb.jpg)
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Cash-Out Refinance | Requirements & Limits [current_year]
Educational The Mortgage Reports has published a guide to cash-out refinancing, walking through how these loans function alongside their requirements and prevailing rates. For homeowners sitting on appreciated equity, the piece lays out the basic mechanics of converting that value into liquid capital. The coverage arrives as many property
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First-time homebuyers are paying all cash at record levels: NAR
Educational Scotsman Guide reports that first-time homebuyers are increasingly turning to all-cash purchases at record levels, a trend driven by the persistent combination of elevated mortgage rates and high home prices. This dynamic continues to widen the gap between those entering the market for the first time and
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Mortgage insurers welcome policy cancellation pilot in earnings calls
Despite being in the cross-hairs of FHFA Director Bill Pulte's X posts, executives at MGIC, Radian, Arch, Enact, National MI and Essent were supportive of President Trump's executive order in Q3…
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Massachusetts AG issues rule on shared appreciation mortgages, NCLC calls for broader protections
NCLC welcomed SAM safeguards but warned that similar risks persist in home equity investments, which are not directly covered by the rule
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Pending home sales plunge to slowest October since 2018
Educational BREAKING — Mortgage Professional America reported that pending home sales fell to their slowest October pace since 2018, with mortgage costs climbing 12.8% year over year as rates crossed above 7%. The combination of sharply higher borrowing costs and stalled purchase agreements has pushed annual rent growth to a
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Mortgage firms add sales leadership and expand lending teams
Educational HousingWire reports that mortgage firms are actively building out their sales leadership and lending teams, with recent moves including a new national sales director at NEXA Lending, mortgage team additions at New American Funding, Better and Carter Bank, and a MISMO appointment for Down Payment Resource. The activity suggests
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Blend posts smaller Q3 loss, warns of steeper mortgage revenue drop ahead
Blend narrows its Q3 loss and logs its best quarter in years as Autopilot gains traction, but guides to double-digit mortgage revenue decline.
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Lenders turn to cuts, AI as strong jobs point to rate hikes
Educational BREAKING — National Mortgage News reports that nonbank mortgage payroll estimates have fallen to their lowest level this year, as brokers and lenders across the industry trim headcount. The reductions come alongside productivity gains and a stabilization in costs, suggesting that firms are finding ways to do more with fewer
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AGNT says housing market is tough but not broken, points to ‘unmatched’ agent value
Educational HousingWire reports that AGNT, the real estate technology platform, has posted a $4.3 million loss for the third quarter of 2026 even as its revenue climbed 6% to $1.4 billion and its agent count grew 8% to 131,546. The company's leadership maintains that the