The Correction Will Get Even More Severe | Sept. 2026 Housing Market Update
Educational
Inventory is now at a six-year high and mortgage rates have pushed past 7 percent, a pairing that BiggerPockets Blog warns could deepen the housing correction ahead. With more supply hitting the market just as borrowing costs spike, sellers are facing longer timelines and buyers are confronting payments they did not budget for six months ago. The excerpt does not suggest any near-term relief on rates, which means the pressure on transaction volume and pricing is likely to persist through the rest of the year.
This environment changes what investors and self-employed buyers need from a lender. Higher rates and swelling inventory shift the math toward cash-flow underwriting and shorter hold periods, which is where loantrust.ai structures its financing. The brokerage offers DSCR loans that qualify on property income rather than personal returns, bank-statement programs for borrowers with non-traditional documentation, and bridge, fix-and-flip, and new-construction products for investors repositioning in a slower market. One licensed MLO packages each file directly, not a call center, which matters when a deal's viability depends on whether the underwriter understands rental projections or renovation timelines.
For the investor reading that BiggerPockets update, the takeaway is that capital is getting more expensive at the same moment that more deals are becoming available. loantrust.ai operates directly in that space, pairing investor-focused products with a single point of contact who handles both consumer and investor mortgages from origination through closing. In a market where speed and clarity separate funded deals from expired contracts, that structure is the difference between a dedicated partner and a transactional pipeline.
Source: BiggerPockets Blog, “The Correction Will Get Even More Severe | Sept. 2026 Housing Market Update”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: mortgage brokerage in Atlanta
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.