US builder sentiment drops to match lowest level since 2022
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BREAKING — National Mortgage News reports that builder sentiment has fallen to match its lowest point since 2022, with mortgage rates hovering near 7%, persistent worker shortages, and elevated materials costs combining to depress an already stagnant housing market. The confluence of these pressures has eroded confidence among residential builders who had hoped for conditions to ease this year. For an industry that drives a significant share of economic activity, the slump signals that housing supply will likely remain constrained even as demographic demand continues to build.
This environment reshapes what borrowers and investors actually need from a financing relationship. Higher rates and construction bottlenecks mean more deals require creative structuring, faster execution, and underwriting that looks beyond standard documentation. loantrust.ai operates directly in this space, pairing investors and homeowners with one licensed MLO who personally packages each file rather than routing it through a call center. Where conventional income verification falls short, bank-statement programs serve self-employed borrowers; for rental, fix-and-flip, bridge, new-construction, and multifamily projects, DSCR loans qualify on property cash flow rather than personal income. The model is built for moments when traditional channels slow down or disqualify viable deals.
For the reader active in this market, the takeaway is that financing strategy now matters as much as purchase price. A brokerage that originates across consumer, investor, and commercial channels from a single point of contact can compress timelines and surface options that rate-table lenders do not structure. In a cycle where sentiment and capital costs are moving against builders, having a dedicated partner rather than a transactional call center becomes a practical advantage, not a marketing claim.
Source: National Mortgage News, “US builder sentiment drops to match lowest level since 2022”. Read the original →
About loantrust.ai — Whether you're buying your first home, refinancing, or funding your next investment deal, you deserve a straight answer from a real loan officer — not a call center. loantrust.ai is the Atlanta-based mortgage brokerage where one licensed MLO personally packages every loan: conventional, FHA, VA, refinance, DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs. Get a written quote you can compare against any lender — in about two minutes: loantrust.ai Georgia
Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.