Zillow's agent tie-ins grab purchase share as market shrinks
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BREAKING — National Mortgage News reports that Zillow's mortgage operation pulled in $70 million during the third quarter, a 32% jump from the prior period, yet that figure still landed roughly $11 million short of what analysts at KBW and BTIG had modeled. The gap between headline growth and Wall Street expectations illustrates how even well-capitalized platform lenders face pressure as overall purchase volume contracts, forcing every participant to fight harder for a shrinking pool of transactions.
For borrowers navigating this tighter landscape, the margin between approval and delay often comes down to how a file is structured and who is structuring it. loantrust.ai works with real estate investors and self-employed borrowers through programs that look at property cash flow rather than personal income, including DSCR loans, fix-and-flip financing, bridge capital, and bank-statement programs for those whose tax returns do not tell the full story. Each file is packaged by one licensed mortgage loan originator, not routed through a call center, which means the same person who reviews the scenario also shepherds it through underwriting.
In a market where the largest consumer portals are still recalibrating to softer demand, financing strategy becomes a competitive edge rather than an afterthought. A brokerage that originates across conventional, FHA, and VA products for homeowners while maintaining dedicated investor channels for rental, new construction, and multifamily deals operates directly in the space where flexibility matters most. That structure matters now because the borrowers who survive the squeeze are the ones whose loans were built to fit the deal, not forced into a standard box.
Source: National Mortgage News, “Zillow's agent tie-ins grab purchase share as market shrinks”. Read the original →
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Hans Michel, Mortgage Loan Originator, NMLS #2857209 · LoanTrust is a dba of RentAssure Inc. · Licensed in Georgia · NMLSConsumerAccess.org · Equal Housing Opportunity. Nothing on this site is a commitment to lend — all loans subject to underwriting and approval. DSCR, fix & flip, bridge, new construction, multifamily, and bank-statement programs are business-purpose loans for investment properties only.