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Record home equity growth unlikely to recede as 30-year rates spike
Lock-in effects are only growing more entrenched as rates rise. Experts don’t expect the second-lien production shift to slow.
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How mortgage businesses can manage interest rate risk
Experts have some tips for how to best employ strategies that can minimize the damage from changes in the market.
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US 10-Year yield rises to highest since 2007 as Fed looms
Educational BREAKING — National Mortgage News reports that the U.S. 10-year Treasury yield has climbed to its highest level since 2007, a milestone that carries particular weight because this rate functions as the foundational benchmark for pricing mortgages and other long-term loans. When the 10-year moves, the
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Federal Housing Law’s Architects Say Cities Must Now Step Up To Implement Reforms
Educational Realtor.com News reports that the architects behind the largest federal housing legislation in three decades are now expressing concern about how cities will carry out its reforms, as well as the affordability gaps the bill left untouched. The measure represents a significant federal intervention, yet its authors recognize
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Furniture Outlet The Dump Is Getting Dumped In Atlanta
The Dump in Atlanta to shut down as parent retreats.
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AD Mortgage launches lender-paid rate buydown option
Educational HousingWire reports that AD Mortgage has rolled out lender-paid rate buydowns and extended a 50-basis-point pricing promotion for eligible locks through September 30, 2026. The move gives originators another lever to pull in a market where affordability remains the dominant concern, and it signals that competitive
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Let America Build campaign backs pro-building policies
Educational HousingWire reports that the Let America Build campaign is pushing for policies to accelerate home construction, citing a shortfall of 4.03 million homes and arguing that regulations inflate new-home costs by roughly a quarter. The coalition's framing treats permitting delays, zoning density caps, and environmental
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Mortgage rates rise to 7.28% as Fed rate hike looms
Educational HousingWire reports that mortgage rates have climbed to 7.28%, with the 10-year Treasury yield approaching 5% and locked 30-year rates rising roughly 22 basis points in just two weeks. The upward pressure comes as markets anticipate another Federal Reserve rate hike, pushing borrowing costs higher for
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Builder lending units can turn to FHA to help finance homes
Educational BREAKING — National Mortgage News reports that builder lending units are finding new support through the Federal Housing Administration, with the FHA share of August new-home purchase applications reaching its highest level in three months according to the Mortgage Bankers Association. The increase suggests that government-backed financing is
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A Fed rate hike could test housing’s new ‘rate normal’
Educational HousingWire reports that the housing market is facing a fresh stress test as the prospect of a Federal Reserve rate hike looms over what brokers have come to call the new rate normal. Mortgage rates hovering near seven percent have already sharpened buyer sensitivity, with markets like Reno showing
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Pulte pushes mortgage insurance cuts as FHFA opens door to servicer outreach
Educational HousingWire reports that a policy shift at Fannie Mae will now align its practices with Freddie Mac, allowing mortgage servicers to proactively reach out to borrowers who may qualify to have their private mortgage insurance removed. This change opens a channel for companies to identify and assist homeowners who
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What the Fed should do next, according to a mortgage veteran
A mortgage industry insider has a bold take on rates — and it might surprise you