Section

loantrust.ai

In this section

612 posts
Paul Muolo, former NMN executive editor, author, dies
loantrust.ai

Paul Muolo, former NMN executive editor, author, dies

Educational BREAKING — National Mortgage News has reported the death of Paul Muolo, a former executive editor at the publication who built a career on investigative work that exposed the mechanics of financial crises. During his tenure at National Mortgage News and its predecessor outlet, Muolo contributed to award-winning journalism

Hans Michel/ / 2 min read
US builder sentiment drops to match lowest level since 2022
loantrust.ai

US builder sentiment drops to match lowest level since 2022

Educational BREAKING — National Mortgage News reports that builder sentiment has fallen to match its lowest point since 2022, with mortgage rates hovering near 7%, persistent worker shortages, and elevated materials costs combining to depress an already stagnant housing market. The confluence of these pressures has eroded confidence among residential builders

Hans Michel/ / 2 min read
Cash-Out Refinance | Requirements & Limits [current_year]
loantrust.ai

Cash-Out Refinance | Requirements & Limits [current_year]

Educational The Mortgage Reports has published a guide to cash-out refinancing, walking through how these loans function alongside the requirements and rates borrowers currently face. The coverage arrives as homeowners weigh whether tapping equity makes sense against the backdrop of prevailing mortgage conditions. For owners of investment properties, the

Hans Michel/ / 2 min read
Builder Sentiment Falls on Higher Interest Rates and Costs
loantrust.ai

Builder Sentiment Falls on Higher Interest Rates and Costs

Educational NAHB Eye on Housing reports that builder sentiment is retreating under the combined pressure of elevated mortgage rates, tighter labor availability, and stubborn material costs. The NAHB/Wells Fargo Housing Market Index dropped three points to 32 in September, a level that signals more builders see conditions as poor

Hans Michel/ / 2 min read
Broker warns rate locks may be needed before potential Fed hike
loantrust.ai

Broker warns rate locks may be needed before potential Fed hike

Educational BREAKING — Mortgage Professional America reports that a broker named Shelton says the current Fed meeting has triggered more urgent conversations than any in the past two years, with the implication that borrowers may need to secure rate locks before a potential rate hike materializes. The specter of tightening monetary

Hans Michel/ / 2 min read
Mortgage demand plummets as rates lurch toward 7%
loantrust.ai

Mortgage demand plummets as rates lurch toward 7%

Educational BREAKING — Mortgage Professional America reports that mortgage demand is falling sharply as rates climb toward 7%, with both purchase and refinance activity feeling the pressure. Higher borrowing costs have put shoppers in a defensive posture, shrinking the pool of active buyers and leaving many conventional applicants on the sidelines.

Hans Michel/ / 2 min read
AI can read the mortgage file, but who decides which facts are true?
loantrust.ai

AI can read the mortgage file, but who decides which facts are true?

Educational HousingWire reports that mortgage lenders are now wrestling with a fundamental question in the age of automated underwriting: when payroll records, loan origination systems, tax filings, and bank statements tell different stories, who determines which version counts as verified truth? The piece frames this as an emerging operational burden,

Hans Michel/ / 2 min read
Is non-QM a modern-day Cinderella mortgage investment?
loantrust.ai

Is non-QM a modern-day Cinderella mortgage investment?

Educational HousingWire reports that Bank of America Securities is projecting roughly $100 billion in non-QM securitization issuance, following a record $20.9 billion in non-QM residential mortgage-backed securities during the third quarter of 2025. That volume signals institutional confidence in loans that fall outside the standard qualified-

Hans Michel/ / 2 min read